NOW Accounts
Interest Rate	Annual Percentage Yield
0.00%	0.00% on balances of less than $2,500
0.03%	0.03% on balances of $2,500 or more
Rates effective 04/29/2015*. Rates may change after account is opened. The minimum deposit required to open this account is $100.00 and you must maintain a minimum balance of $1.00 to obtain the disclosed annual percentage rate. Deposits insured by FDIC.
Regular Savings
Interest Rate	Annual Percentage Yield
0.00%	0.00% on balances of less than $100
0.15%	0.15% on balances of $100 or more
Rates effective 04/29/2015*. Rates may change after account is opened. The minimum deposit required to open this account is $100.00 and you must maintain a minimum balance of $100.00 to obtain the disclosed annual percentage yield. Deposits insured by FDIC.

MMDA Money Market
Interest Rate	Annual Percentage Yield	Balance Required
0.03%	0.03%	$0 to $2,499.99
0.05%	0.05%	$2,500.00 to $24,999.99
0.10%	0.10%	$25,000,00 to $49,999.99
0.15%	0.15%	$50,000.00 and up
Rates effective 04/29/2015*. Rates may change after account is opened. The minimum deposit required to open this account is $2,500.00 and you must maintain a minimum balance of $1.00 to obtain the disclosed annual percentage yield. Deposits insured by FDIC.

Certificates of Deposit
Term	Minimum Balance Required	Interest Rate	Annual Percentage Yield
91 days	$500.00	0.15%	0.15%
182 days	$500.00	0.20%	0.20%
12 months	$500.00	0.35%	0.35%
18 months	$500.00	0.40%	0.40%
24 months	$500.00	0.50%	0.50%
30 months	$500.00	0.60%	0.60%
36 months	$500.00	0.70%	0.70%
48 months	$500.00	0.95%	0.95%
60 months	$500.00	1.15%	1.15%
72 months	$500.00	1.20%	1.20%
13 months	$500.00	0.35%	0.35%
19 months	$500.00	0.40%	0.40%
32 months	$500.00	0.60%	0.60%
50 months	$500.00	0.95%	0.95%
Rates effective 04/29/2015*. You must deposit $500.00 to open this account and to obtain the annual percentage rate disclosed. All certificates of deposit are available for IRA's. A PENALTY MAY BE IMPOSED FOR EARLY WITHDRAWAL OF FUNDS. Deposits insured by FDIC.

Mortgage loan rates are available upon request.

Rates quoted are for single family non-saleable owner occupied residential property.

Auto loan rates are available upon request.

*All listed rates are subject to change at any time without prior notice. Please contact one of our branches for current rates.

205 S. 13th St.  Lexington, MO  (660) 259-2247	228 S. 2nd St. Odessa, MO (816) 633-4106